Fingerprint match-on-card provides individuals with a secure identity without the hassle of remembering passwords or PIN numbers, while simultaneously protecting against data skimming, identity theft and fraud risks.
IDEX’s turnkey solution brings fingerprint sensor, secure element and power management together in one chip, streamlining card production while cutting development costs.
Security
Biometric Smart Card Solution combine a smart card microprocessor with biometric authentication technology to produce a secure credential that binds identity with biological characteristics for one-to-one verification of individuals. Biometric authentication increases identification reliability by replacing PINs with user-verified biometrics. Biometric templates stored on smart cards are encrypted using complex file access keys to prevent hackers from intercepting sensitive information, while verification can be accomplished by matching an image of someone’s fingerprint, iris or face with those stored on the smart card – locally eliminating the need for a central database to authenticate identities.
Biometric smart card systems not only offer security for an organization but can also save considerable costs. These cards are more cost effective than maintaining databases of biometric identifiers on central servers, and reduce the number of times employees must enter credentials when accessing systems or services. They can also cut operating expenses by eliminating the need to keep a dedicated reader for each person’s individual biometric template.
The smart card includes an extremely accurate biometric sensor that is protected by state-of-the-art encryption to protect its biometric data and ensure its security. Biometric information stored on the card itself cannot be intercepted by hackers, thus protecting sensitive personal details.
This technology can be utilized for numerous applications, from secure payment transactions and access control, to government and military applications requiring strong encryption and data privacy, or used as a form of identification like passports, drivers’ licenses or ID cards.
Biometric smart card technology is an ideal solution for law enforcement and forensic applications that require knowing who is using the system. Furthermore, this form of identification offers several distinct advantages over passports or driver’s licenses because its basis lies more on who you are than what you own.
Convenience
Biometric authentication can be an effective means of providing security. The technology cannot be compromised or forgotten about and cannot be falsified or counterfeited. Furthermore, it provides convenience by eliminating passwords and PINs altogether; making biometrics an ideal choice for online banking where customers want convenience and peace of mind. Implementing biometrics authentication services helps banks reduce fraud while simultaneously offering new and valuable services that benefit both their consumers and themselves.
But biometric payment cards require striking the right balance between security and convenience for consumers to be successful in market. Consumers have become accustomed to the use of fingerprint technology on mobile phones, demanding similar security for payments made through bank accounts. They also want access to their account anytime, anywhere without having to visit physical branches – this requires striking an equilibrium between these two factors for successful market entry.
Biometric-based identification and authentication presents many issues related to privacy and data management, particularly when stored within an authentication system itself, making it susceptible to theft or loss. Match-on-card is an innovative approach which mitigates these worries by performing fingerprint matching within the secure element on a smart card.
Match-on-card provides instant biometric identification and authentication, making workforce management applications possible with fingerprint attendance systems that verify employee identity to prevent time theft or inaccurate payroll calculations. Fingerprint data is securely stored on an embedded chip on each card itself – meaning no unauthorised person could gain access to this data and fraudulently claim overtime using it.
Additionally, the chip’s integrated sensor ensures it captures enough features for an increased rejection rate. This is critical as smaller sensors cannot capture enough features to avoid false rejections caused by fingertip coverage not fully covering or edges being hidden from view; for this reason IDEX’s fingerprint smart card offers full-featured sensors.
Authentication
Biometric smart cards combine fingerprint sensors and embedded microprocessors to perform multiple functions, including payment, access control, identification and electronic signature. All information stored on these smart cards is encrypted and authenticated by their secure element for maximum protection from threats such as man-in-the-browser malware or phishing and prevent hackers from intercepting communication between card and application.
Biometric sensor manufacturers are increasingly focused on providing this type of technology for smart cards, pairing their expertise with chip manufacturers like STMicroelectronics to provide comprehensive biometric smart card solutions at cost-efficient rates for manufacturers while giving users access to multiple functions within one device.
For successful biometric matching, sensors capture an individual’s fingerprints and compare them with stored templates in the database. Other ways can also be used to verify identity such as using smart cards, ID numbers or usernames to validate identities quickly and securely. Ultimately this allows a high level of security while providing speed.
Fingerprint sensors in smart cards offer multiple advantages for users, including eliminating password or PIN code requirements and biometric data collection. All they need to do is touch their card against the sensor on its face for biometric reading to take place – this technology can also be utilized in time and attendance systems and access control applications.
Smart cards provide an efficient means of monitoring employee attendance. Their technology can speed up payroll processing time while increasing security – in addition, employees can view their own attendance record online. Setup is quick and uses existing equipment, making this an economical alternative to paper time sheets or manual processes.
BioLAM technology from the company allows connectivity components to be seamlessly integrated into card bodies using standard manufacturing machines, including ISO connector and fingerprint sensor connections that are milled and implanted, producing fully functioning biometric cards ready for a variety of uses.
Cost
Biometrics on smart cards offer an alternative to passwords for user authentication and identification, since passwords are far easier to crack than biometrics – which provides the highest form of identification protection against fraud or identity theft. Biometrics provide an additional level of verification or identification, making them suitable for use across industries including banking, healthcare, financial services and other critical sectors such as identity theft protection using fingerprint or iris recognition on smart card technology – this may help secure sensitive data while guarding against identity fraud or theft.
These security features come in various forms, from plastic cards and key fobs to watches and subscriber identification modules used in GSM mobile phones, to USB-based tokens. All are powered by advanced, patented technology which can easily integrate into existing infrastructure and networks; smart card technology offers additional convenience by enabling users to easily access services without a PIN or password being required for entry.
Biometric technology on smart cards reduces costs and increases security, serving to replace PIN entry to prevent fraudulent transactions using lost or stolen cards and verify identities when entering facilities or government services. Furthermore, its use by government agencies to control access to sensitive information like health records or financial documents makes this technology particularly helpful in controlling access.
IDEX Biometrics now offers a fully tested and validated biometric security solution on a smart card platform, using their TrustedBio solution. The turnkey reference design includes an MCU/PMU, power management, GPIO interfaces and biometric sensor with built-in secure element. As such, this fingerprint-based smart card offers fast matching and verification with low latency.
Banks and issuers alike can leverage this solution to integrate fingerprint match-on-card architecture into smart cards for payment, ID and access applications. Utilizing Infineon SLC38BML800 security controller for superior fingerprint matching performance as well as transaction latencies.
Biometrics not only increase security and convenience, but can also lower fraud risks; biometrics is increasingly being utilized as a method to verify and authenticate people’s identities – this can be seen through implementation on contactless payment cards and e-passports like India’s Aadhaar card which includes both iris and fingerprint biometrics to combat counterfeiting.
